Cook the extra lean ground turkey in a large saucepan without adding any oil. Add chopped veggies and garlic with the turkey.
Sprinkle salt & pepper.
Add chili powder and dried cumin.
Add canned diced tomato, black beans, and minced garlic. Mix to fully combine.
Cook it until all the vegetables are softened and meat is cooked through.
Garnish with Sour Cream & Avocado if desired.